Recompound Grill Porto

Which stocks are worth holding, and which are just being waited out?

Most people ask for a portfolio review for one reason: they are not sure about what is in it.

Budi Ryan, an OJK-licensed Investment Adviser, goes through it stock by stock and scores it, so you know exactly what risk you own, then decide for yourself: accept it, or replace it. Pay once, Rp500,000.

Rp500,000one portfolio · video + report
Grill my portfolio
  • Every stock examined: the business, your buy price, its weight, and the risk that comes with it
  • A five-sided score and a grade for every stock, with a hold-or-sell decision. Budi's opinion, your call
  • A 15–20-minute Loom video (a screen recording with voice-over) and a written report, from Budi Ryan, an OJK-licensed Investment Adviser
  • No session, no scheduling. Done within 5 working days
Grill Porto
Overall score2.7 / 5Needs work
  • Business prospects
    3.0
  • Buy price
    2.0
  • Diversification
    2.5
  • Fit with your life
    4.0
  • Decision process
    2.0

Sample report. Name and figures illustrative.

Opinions by Budi Ryan, an OJK-licensed Investment Adviser. Check the licence on the OJK site.

What you get

Two things, within 5 working days.

So you know what you own, and why.

A 15–20-minute Loom video

Our screen, our voice. We open your portfolio and discuss each stock: the business, your buy price, its weight, and the risk that comes with it. Watch any time, rewatch any time.

A written report (PDF)

A score on five sides and an overall score. Every stock graded with a hold-or-sell decision, and the reasons. Whether to accept the risk is your decision. Sample below.

Sample report

This is what the report looks like.

One fictional client. Tickers censored.

Sample · invented figuresOverall score
2.7 / 5
Needs work

The average of the five sides below. What holds it back most: buy prices, and a portfolio that is crowded rather than spread.

1

Five sides, each 0 to 5

The same scoring for every portfolio, so you can compare.

Sample · invented figures
BUSINESSPRICEDIVERSIFICATIONFITPROCESS
  • Business prospects3.0 / 5

    Four good businesses, seven ordinary, five not yet profitable. The largest holding is also the best.

  • Buy price2.0 / 5

    Half the money went in above value (Budi's estimate of what the company is worth, from its normal earnings). Falling far from the buy price does not make a stock cheap.

  • Diversification2.5 / 5

    16 stocks, but 47% in commodities that rise and fall together. Crowded, not spread.

  • Fit with your life4.0 / 5

    Full-time job, checks the portfolio once a month. A good fit, as long as the holdings need no daily watching.

  • Decision process2.0 / 5

    Most were bought because they were trending. Six positions under 1% are the trace. This can be learned.

2

The portfolio today

16 stocks in one account. Values use the closing prices on the day of the screenshot.

Sample · invented figures
StockSectorWeightFrom buy price
Stock ABank28%−12.4%
Stock BCoal14%−8.1%
Stock CNickel12%−44.3%
Stock DProperty9%−47.0%
Stock EGold and copper mining8%−35.2%
Stock FPalm oil7%−14.8%
Stock GPetrochemicals6%−41.9%
Stock HTelecoms5%−23.7%
Stock IConstruction4%−58.3%
Stock JDigital bank3%−66.1%
6 other stocks, each under 1%4%
What we see: 16 stocks, 47% in commodities

Commodities: coal, nickel, gold, palm oil, petrochemicals. When world prices fall, all of them fall together. Trending stocks: 5 stocks are down more than half from the buy price. Too many: 6 positions under 1%, too small to matter to the result. In the right place: Stock A, and three other stocks priced below value.

3

What to hold, what to replace

Each stock is judged on two things: the business, and the price against the company's value. From that, every stock falls into one grade.

Sample · invented figures
  • SGreat business, cheap price
  • AGood business, fair price
  • BHold what you have, do not add
  • CBetter replaced
  • DCareful, the money may not come back

Value is worked out from normal earnings: how many years of earnings are worth paying, at most 15. Overvalued means the price is above value, however far it has fallen from its peak. The grade judges the stock; the decision judges its place in your portfolio.

A

Stock A · Bank · Good business, fair price

Business
A large bank with stable earnings and regular dividends. Profit dipped while bad loans were cleaned up, then rose again.
Price
Below value At today's price a buyer pays about 7 years of earnings. Budi puts value at about 1.8 times today's price; even your buy price is still below value.
Weight
28% weight · −12.4% The largest position. The weight is right: meaningful without making everything depend on one stock.
Decision
Hold Hold all of it. Do not add; money from the stocks sold goes to other sectors.
B

Stock B · Coal · Hold what you have, do not add

Business
A coal miner with more cash than debt and a large dividend. But its profit follows the world coal price.
Price
Below value From normal earnings plus net cash, today's price is about 0.6 times value.
Weight
14% weight · −8.1% Cheap and cash-rich, but this portfolio already has too much in commodities.
Decision
Hold Hold, do not add.
C

Stock C · Nickel · Better replaced

Business
Large revenue, very thin profit because the nickel price fell. Debt close to equity. Has never paid a dividend.
Price
Overvalued A buyer still pays about 25 years of normal earnings. Today's price is about 2.5 times value; your buy price was 4.5 times value.
Weight
12% weight · −44.3% The third-largest position, in a thin-margin business. Falling far from the buy price does not make it cheap.
Decision
Sell Sell all of it. The same money works better in a business with real profits priced below value.
C

Stock D · Property · Better replaced

Business
A large township developer. Profit comes from land sales, so it is lumpy from year to year.
Price
Overvalued Today's price is about 2 times value. When you bought, the market paid dozens of times earnings.
Weight
9% weight · −47.0% The projects run; the problem is the price.
Decision
Sell Sell all of it.
D

Stock E · Gold and copper mining · Careful, the money may not come back

Business
Losses three years running; only the latest quarter was profitable, helped by the gold price. Debt more than twice equity.
Price
Cannot be valued yet We give no value: there are no normal earnings to use yet, and one profitable quarter is not enough.
Weight
8% weight · −35.2% Depends on one heavily indebted group.
Decision
Sell Sell all of it. A business that already earns, with debt under control, is a better place for this money.

Two more stocks to hold, and nine others to sell

Value is worked out the same way: normal earnings per year times the years worth paying, plus net cash where there is any.

StockWeightFrom buy priceWhat we seeDecision
B Stock FPalm oil7%−14.8%Debt-free palm oil with large net cash; price 0.7 times value. A commodity, so not added to.Hold
C Stock GPetrochemicals6%−41.9%Last year's profit came from a single quarter, with losses the three years before; price 4 times value.Sell all
A Stock HTelecoms5%−23.7%Stable profits and dividends; only the sector's sentiment has fallen. Price 0.8 times value.Hold
D Stock IConstruction4%−58.3%Debt far beyond its ability to pay. We give it no value.Sell all
D Stock JDigital bank3%−66.1%Unsecured lending, never profitable. We give it no value.Sell all
6 other stocks, each under 1%4%Together 4% of the portfolio. Priced far above value, or with no normal earnings. Positions this small make no difference to the result.Sell all

Value: Budi Ryan's estimate, as an OJK-licensed Investment Adviser, from normal earnings, rounded; not a price forecast. This assessment is his opinion, not a certainty.

In the Loom video

We go through all 16 stocks one by one, and why they grade the way they do. Pause, rewatch, and send questions on WhatsApp.

How it works

Send screenshots, pay, and get the video and the report.

  1. 1

    Send portfolio screenshots

    Stock list, lots and average prices from your brokerage app. Add a note if there is something you want answered.

  2. 2

    Pay Rp500,000

    Through Midtrans: bank transfer, e-wallet or card. Pay once, no other fees.

  3. 3

    We grill your portfolio

    Budi judges each stock on its business, your buy price and its weight. If anything is unclear, we ask on WhatsApp.

  4. 4

    Get the video and the report

    Within 5 working days, on WhatsApp and email. Watch, read, and decide for yourself.

Who it is for

For a second opinion before you decide for yourself.

  • You hold stocks on the Indonesia Stock Exchange, and are not fully sure about what is in there
  • You want to know what risk you are holding, then decide for yourself: accept it, or replace it
  • You want an honest opinion from people who do not sell stocks
Not for
  • Anyone who wants us to execute. We give an opinion; the decisions and the trades stay with you.
  • Anyone who wants a live discussion. Grill Porto comes as a video and a report; there is no live session.

Portfolio far below your starting capital and want guidance until break-even? See Recompound Balik Modal →

Fee

One number, paid once.

PriceRp500,000 for one portfolio. Paid upfront through Midtrans.
What is includedA 15–20-minute Loom video and a written report with a five-sided score, an overall score, and a grade and hold-or-sell decision for every stock.
Timing5 working days from the payment.
AfterwardsDone. If you want ongoing guidance, that is a separate conversation. No obligation.

What we do not promise

That prices go up. The score is Budi's opinion today, not a forecast. What we hold to: honesty, stock by stock.

The people behind Recompound

Budi RyanBudi RyanCo-Founder · Investment Adviser licensed & supervised by OJK LinkedIn
Toby LimantoToby LimantoCo-Founder LinkedIn
Grill my portfolio

Send screenshots, then pay.

Fill in your details, upload screenshots, pay Rp500,000. Once the payment is in, the Recompound team contacts you on WhatsApp.

Details and screenshots
Portfolio screenshotsStock list, lots, average price. Required, up to 10 files.
Choose files or drop them hereFill in your name and WhatsApp number first, then upload.
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    Payments are processed by Midtrans. Recompound never stores your card details.

    Markets cannot be predicted. This is guidance, not a guarantee of results.

    Ide dan analisis oleh tim Recompound. Edit dan tata letak dibantu AI.

    Budi Ryan adalah Penasihat Investasi perorangan yang berizin dan diawasi oleh Otoritas Jasa Keuangan (Keputusan Dewan Komisioner OJK Nomor Kep-1/PM.021/PI/2025). Recompound adalah platform; nasihat investasi diberikan oleh Budi Ryan selaku Penasihat Investasi berizin OJK. Recompound tidak mengelola, menyimpan, atau menerima dana klien. Dana tetap berada di rekening sekuritas atas nama klien sendiri. Saham adalah produk berisiko tinggi. Nilai investasi dapat turun dan modal dapat berkurang (capital loss). Lakukan analisis pribadi sebelum mengambil keputusan. Layanan ini tidak sesuai untuk seluruh kalangan investor. Bukan ajakan membeli atau menjual efek tertentu.

    Ideas and analysis by the Recompound team. Editing and layout assisted by AI. Budi Ryan is an individual Investment Adviser licensed and supervised by the Financial Services Authority (OJK Board of Commissioners Decree No. Kep-1/PM.021/PI/2025). Recompound is a platform; investment advice is given by Budi Ryan as an OJK-licensed Investment Adviser. Recompound does not manage, hold or receive client funds. Funds stay in a securities account in the client's own name. Not a solicitation to buy or sell any security. Shares are high risk and can lose value; do your own analysis; not suitable for every investor.

    Want ongoing guidance after this grill? See Recompound's main service →